Building
The trading agent — two months live, every closed position at its take-profit target.
Updated 14 Aug 2026
Latest note
Agentic trading: a rules-based strategyBratislava · September 2026
I build with AI, run a business, and invest my own money. I write down what compounds.
I'm Michal. After 20 years of delivering software projects in banking, telco, and critical communications, I now build my own apps with AI assistance, guide delivery with talented freelancers, and manage my family's portfolio in public on eToro.
Running
Strategic delivery through URUflow — I guide the direction, talented freelancers build.
Updated 14 Aug 2026
Opening note
The DeskHolding
Core Holdings + Magnificent 7 — 60% of invested capital. As of end of August, all copiers in positive territory.
Updated 14 Aug 2026
Latest letter
Core HoldingsI update this panel monthly — the reminder is a Move in URUflow.
Margin notes
A fresh page · Autumn 2026
Nº 1 · The opening note
The Desk
I'm starting this new page instead of simply moving the archive, and I want to share what I plan to do next. Sometimes, one small change can make a huge difference!
01 Sept 2026 · My office, as the architect drew it
What will appear here
Build · AI
What I actually build with AI — like the trading agent that runs my rules from a Python script. I'm not a professional programmer, but the apps work and meet the requirements.
Run · Business
How I run the business now: guiding strategic delivery with talented freelancers through URUflow, and giving the four-hour workweek an honest try.
Hold · Investing
My eToro portfolio in the open: what I hold, why I chose it, and how we're growing together. Information, never advice.
Built at this desk
Two products · Early access
mindFinancier
Invest with a plan, build a habit, grow with confidence. I built it because this is exactly how I've invested on eToro since 2019 — now it's an app you can use too.
mindfinancier.com →URUflow
A human operating system for intentional motion. My special platform for both personal and work management — I run my whole business through it.
Don't do more. Move in the right direction. Build what matters. Become who you are.
uruflow.app →Lectures — for freelancers, in coworking spaces
Don't do more.
Ninety minutes on tasks, time, and attention, built on URU principles. I teach what twenty years of running projects taught me — and you leave knowing the difference between being busy and moving in the right direction.
Book a session for your spaceCompound Interests
Once a month I sit down and write you one letter: what I built with AI, what changed in the business, and how the portfolio is doing. If the month was quiet, the letter is short — no filler, I promise.
Subscribe on mindFinancier →One list, sent via mindFinancier · No filler